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5 Reasons why 2021 is a great year to buy property

5 Reasons why 2021 is a great year to buy property

Negotiating Power-  Prospective buyers can negotiate strongly because it is a buyer’s market.   Borrowing Conditions- The flat interest rate and July rate cut has contributed to low borrowing costs and favourable mortgage lending conditions.   Flat Price- Price growth has barley kept track with inflation and will likely remain flat for some time, this […]

3 Tips to make your space look bigger

3 Tips to make your space look bigger

Declutter your living space to make it appear bigger When dealing with limited space, there is only so many things you can fit in your room without it feeling cluttered and messy. Small rooms look even smaller when there are too many things taking up valuable space, so you might want to take some time […]

MISTAKES FIRST TIME HOMEBUYERS MAKE

MISTAKES FIRST TIME HOMEBUYERS MAKE

They don’t know what they want- Make sure when you house hunt that you know the household’s needs, for example, how many bedrooms, bathrooms, entertainment area, swimming pool, etc. Keep in mind which area is best for the household. Do you want a move-in ready home or do you want to renovate the property ? […]

Benefits of being pre-approved

Benefits of being pre-approved

4 Benefits of being a pre-approved Client:   Find a home that is within your budget- Being pre-approved will give you an amount that you qualify for which makes it easier to search for a house within your qualify amount. HomePro Finance can assist with a pre-approval.   Stand out from the crowd and make […]

BUYING VS RENTING

BUYING VS RENTING

6 Reasons why buying is better than renting:    Value of property- When buying a property if the value of the property rises, the value of your personal wealth should also increase and you’re more likely to make a profit if you sell it. When renting a property if the value of the property rises, […]

Reduce your DEBT

Reduce your DEBT

Now it’s time to start chipping away at those balances. Develop a strategy and make it happen, using the following tips:   Sort it out-  Make a list of each credit card you have, its existing balance, minimum payment and interest rate.   Develop a plan- Pay as much money as you can on your […]

Guidelines to build up a good credit history and improve your credit score

Guidelines to build up a good credit history and improve your credit score

Guidelines to build up a good credit history and improve your credit score:   Always use exactly the same name and surname combination for credit applications and credit cards, so that there can be no confusion about which credit lines belong to you, or misunderstanding about how much credit you currently enjoy.   Never run […]